Example business
Trade and retail · Information reported by the business
Your first priority: protect liquidity.
One of the four areas shows signs that need attention first.
Liquidity
01Your short-term assets do not cover current liabilities.
Profitability
02Your operations generate a surplus before interest and taxes.
Liabilities
03Review maturities, cost and repayment sources. This percentage does not establish repayment capacity.
Cash
04Your cash covers less than one month of typical payments, without new collections.
Identify what generates a margin
Separate sales, costs and expenses by product or service before deciding prices.
Make your cash visible
Organize collections and payments for the coming weeks and anticipate shortfalls.
Put dates on your obligations
Connect due dates, payments and funding sources with your business operations.
An indicative reading of one period, without verification of financial statements or sector comparisons. These signals do not certify solvency. A positive signal does not rule out other risks.